Fetch Pet Insurance

Why it is listed

Fetch (formerly Petplan) sells accident-and-illness coverage that its site says includes sick-visit exam fees and optional wellness. U.S. policies are underwritten by AXIS. Fetch publishes a common $10,000 / $300 / 80% configuration; we did not treat unlimited annual coverage as verified.

Pros & cons

Pros

• Official accident-and-illness page: includes exam fees to diagnose a covered injury or illness (Fetch contrasts this with add-on exam coverage elsewhere).
• Also lists physical therapy and acupuncture in that base description; optional Fetch Wellness for preventive care.
• Underwritten in the U.S. by AXIS Insurance Company per Fetch site disclosures.

Cons

• We did not verify an unlimited annual-limit option on Fetch’s official coverage pages; Fetch discloses a common configuration of $10,000 annual limit / $300 deductible / 80% reimbursement.
• Illness waiting period is described as 15 days; orthopedic waits can be longer (check the policy).
• No official starting monthly premium.

Score breakdown